Seven Seventeen Credit Union in Warren, OH
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Visa® Credit Card Rates and Interest Charges
  Visa Platinum Rewards (Cha-Ching and Share Secured Visa Credit Cards)
Annual Percentage Rate (APR) for Purchases 11.49% - 21.49%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your creditworthiness.
Introductory APR for Balance Transfers 4.99%*
(Introductory APR through first 9 statement closing dates)
APR for Balance Transfers 15.49% - 24.99%
(APR after 9th statement)
Notice Regarding Interest Charges. Your introductory APR applies only to balance transfers, not to purchases. During the introductory period we will apply your minimum payment to transferred balances before we apply them to any purchases you make. You will be charged interest on all purchases until your entire balance has been paid off completely, including transferred balances. There is no grace period for Cash Advances or Balance Transfers. Balance Transfer checks must be written within the first three cycle dates to qualify for the introductory rate. These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship.
APR for Cash Advances 15.49% - 24.99%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship. There is no grace period for Cash Advances or Balance Transfers.
Penalty APR and when it applies 24.99%
This APR may be applied to your account if you make a late payment which is 60 days past due.
How long will the Penalty APR apply?
If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge There is no minimum interest charge.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees

Balance Transfer

Cash Advance


Foreign Transaction



None

3% of the amount of each cash advance, with a minimum of $2 and a maximum of $15

3% of each transaction in U.S. dollars
Penalty Fees

Late Payment

Over-the-Credit Limit

Returned Payment


Up to $35

Up to $35

Up to $35

How we calculate your balance: We use a method called "average daily balance (including new purchases)". See your Visa Credit Card Agreement and Disclosure for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Agreement and Disclosure.

The above fee and term information is correct as of December 19, 2016 and is subject to change. Applicant must meet minimum credit requirements. Please call for current information.

*Introductory Balance Transfer rate is for 9 statement closing dates, then Balance Transfers will be subject to the Cash Advance rate. Balance Transfer checks must be written within the first three cycle dates to qualify for the introductory rate. Balance Transfer Rate requires a credit score of 660 or above.
 
Download the Visa Credit Card Agreement and Disclosure.
 
Visa Credit Card Rates and Interest Charges
  Visa Platinum Business Credit Card
Annual Percentage Rate (APR) for Purchases 11.49% - 21.49%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship.

APR for Balance Transfers

15.49% - 24.99%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship. There is no grace period for Cash Advances or Balance Transfers.
APR for Cash Advances 15.49% - 24.99%
These APRs will vary with the market based on the Prime Rate. The rate for which you may qualify at account opening will depend on your account relationship. There is no grace period for Cash Advances or Balance Transfers.
Penalty APR and when it applies 24.99%
This APR may be applied to your account if you make a late payment which is 60 days past due.
How long will the Penalty APR apply?
If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge There is no minimum interest charge.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees

Balance Transfer

Cash Advance


Foreign Transaction



None

3% of the amount of each cash advance, with a minimum of $2 and a maximum of $15

3% of each transaction in U.S. dollars
Penalty Fees

Late Payment

Returned Payment


Up to $35

Up to $35

How we calculate your balance: We use a method called "average daily balance (including new purchases)". See your Visa Credit Card Agreement and Disclosure for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Agreement and Disclosure.

The above fee and term information is correct as of December 19, 2016 and is subject to change. Applicant must meet minimum credit requirements. Please call for current information.

Download the Business Visa Credit Card Agreement and Disclosure.

© Seven Seventeen Credit Union. All rights reserved.
3181 Larchmont Ave. NE
Warren, OH 44483
Serving the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH areas with branches in Warren, Cortland, Vienna, Howland, Hubbard, Austintown, Boardman, Kent, Ravenna, and Canton.
Anyone who lives or works in Trumbull, Mahoning, Columbiana, Portage, Summit or central Stark Counties in Ohio is eligible to bank with Seven Seventeen Credit Union.

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Seven Seventeen Credit Union is federally insured by the National Credit Union Administration.